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Housing Market New state program offers reduced interest rates to first-time home buyers State officials on Tuesday announced a new assistance program for first-time home buyers in Michigan. The Rate Relief Mortgage program, offered through the Michigan State Housing Development Authority (MSHDA), will provide first-time buyers loans at one percent below the market rate. Currently, that would make the interest rate on a 30-year mortgage though a MSHDA-approved […]
Housing Market Buyer Representation changes by Law Effective August 17, 2024, which is only a few days away, the Real Estate industry is going to experience a couple MAJOR changes. One change effects REALTORS, the other effects the PUBLIC. These changes are REQUIRED and set forth by the National Association of Realtors and as a member, all REALTORS are required to follow […]
Traverse City City Officials to Talk Vacation Rentals, Safe Harbor, Master Plan at Joint Meeting City Officials to Talk Vacation Rentals, Safe Harbor, Master Plan at Joint Meeting By Beth Milligan | Feb. 20, 2024 Traverse City commissioners and planning commissioners will hold a study session Wednesday at 6pm at the Governmental Center to jointly discuss several key issues facing the city, including possible changes to vacation rental rules, the […]
Housing Market The Resilience of the Home Market: No Market Crash in Sight I am writing to share some insights and data that should alleviate any concerns you might have about a potential home market crash. The current conditions in the housing market indicate a strong and stable outlook, and here’s why: Strong Equity Position: A significant proportion of homeowners (over 39%) have no mortgage on their properties, […]
Housing Market Mortgage Rates Are Steadily Edging Downward May 11, 2023Mortgage FinancingBy: Melissa Dittmann Tracey “A recent sideways trend in mortgage rates is a welcome departure from the record increases of last year,” says Freddie Mac’s chief economist. The average for the 30-year fixed-rate mortgage fell slightly to 6.35% this week, Freddie Mac reported Thursday, helping buyers save more on borrowing costs. “This […]
Traverse City Ridge45, Birmley Neighborhoods Planned to Expand By Beth Milligan | May 15, 2023 Garfield Township planning commissioners have scheduled public hearings for June 14 on two planned neighborhood expansions: a new phase of Ridge45, which could bring 196 more apartments to the corner of LaFranier and Hammond roads, and a 26-unit subdivision called Birmley Meadows adjacent to Birmley Hills and Birmley […]
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